Personal Loans

Strapped for Cash? Get a Low Rate Personal Loan to help get you through

Rated 5 from 13 Reviews

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Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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et

edoardo tescari

Really pleased with the work of XPM Finance. Pierre gave us straightforward advice tailored to our particular circumstances, and he and his team (Jane) regularly communicated with us and facilitated all the steps of the refinancing process. Highly valued and recommended.

GW

Geethani Wickramarathna

We had an outstanding experience with Pierre and his team! Pierre and his team are friendly, professional, and incredibly efficient—there was never any delay in communication, and everything was handled promptly. Even our conveyancer praised the quality of XPM's work and how easy it was to deal with XPM. Working with Pierre and his team gave us complete peace of mind—no stress, no headaches. Highly recommend!

SP

Sanjeewa Pratapasinghe

I wanted to take a moment to express my sincere appreciation for the exceptional service you have provided throughout the process of arranging and coordinating the financing to secure home loan. Your professionalism, attention to detail, and prompt communication has been truly commendable. I was particularly impressed by how seamlessly you managed all the necessary steps, ensuring everything was in place at the right time. Your expertise has made what could have been a stressful process much more straightforward and efficient. It’s not often that one comes across such a reliable and knowledgeable professional, and I’m grateful for your support and guidance.

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

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