Construction Loans

Turn your building plans into a reality with a construction loan

Rated 5 from 8 Reviews

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We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway. 

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you. 

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Sheena Shibu

I have known Pierre since 2017, and he has consistently demonstrated exceptional capability in his role. Since starting XPM finance, Pierre has remained consistently positive and prompt in his interactions with clients. Both Pierre and Jane handle their responsibilities with professionalism and responds to any concerns or questions swiftly. Pierre always strives to secure the best possible deals for his clients. I highly recommend XPM Finance for your home loan needs.

JD

Judith David

If you guys looking for reliable broker Pierre is able to help and support to achieve goal I cant thank him enough for helping me to achieve my 1st home back in 2018. And now on my 2nd property to find the right loan and shop around interest rate. Thank you Pierre and the rest of your team for being hands on and supporting your client. This guys XPM you can always relay on them.

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Kim Siclot

This is the second time I had Pierre as my broker & he always exceeds on what he does. He doesn’t take advantage of his clients, and consistently gives us the best option possible. He makes himself available to talk at all times and reassures me every step of the way. He’s reliable, transparent and everything you can ask from a broker. Thanks a lot, Pierre!

Frequently Asked Questions

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find the best interest rate for you to refinance to, whether it's a Home Loan or Investment Loan.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending the best Home Loans for our clients.

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

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